Wind mitigation inspection

Florida wind mitigation form, OIR-B1-1802

OIR-B1-1802 is the uniform mitigation verification inspection form that a policyholder submits to ask for a Florida wind insurance discount.

Florida Office of Insurance RegulationOIR-B1-1802 (Rev. 04/26) Form and statute, checked on October 9, 2026

Who signs it: A Florida home inspector licensed under section 468.8314 with hurricane mitigation training, a building code inspector certified under section 468.607, a licensed general, building or residential contractor, a licensed professional engineer or architect, or another individual or entity the insurer recognizes.
Required for: Florida law requires every insurer to use this form when a policyholder submits it for a wind insurance discount, and to accept it as valid when a listed inspector signs it (section 627.711(2)(a), Florida Statutes).
How long it is valid: Up to five years, if no material changes have been made to the structure and no inaccuracies are found on the form.
Terms: The form carries no copyright or reuse notice. The link goes to the Office's adopted version.

What the form is for

The form verifies a home’s wind mitigation features, so that an insurer can apply a wind insurance discount.

The Office adopts the form by rule 69O-170.0155, Florida Administrative Code. The adopted version is marked Rev. 04/26.